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cubic-bezier(.22,1,.36,1);display:inline-flex}.coi__step-label{color:var(--hv-body-muted);font-size:12.5px;font-weight:600;line-height:1.3}.coi__step.is-active .coi__step-marker{background:var(--hv-navy);border-color:var(--hv-navy);color:#fff}.coi__step.is-active .coi__step-label{color:var(--hv-ink)}.coi__step.is-done .coi__step-marker{background:var(--hv-teal);border-color:var(--hv-teal);color:#fff}.coi__step.is-done .coi__step-label{color:var(--hv-teal-deep)}.coi__panel{border:1px solid var(--hv-line);border-radius:var(--hv-radius-lg);box-shadow:var(--hv-shadow-card-lg);background:#fff;padding:max(24px,min(4vw,44px))}.coi__panel--done{text-align:center}.coi__title{font-family:var(--font-heading);letter-spacing:-.02em;color:var(--hv-ink);font-size:max(1.5rem,min(3vw,2.125rem));font-weight:800;line-height:1.15}.coi__title--sm{font-size:max(1.25rem,min(2.2vw,1.75rem))}.coi__lede{color:var(--hv-body);max-width:62ch;margin-top:14px;margin-bottom:32px;font-size:max(.9375rem,min(1.2vw,1.0625rem));line-height:1.6}.coi__fineprint{color:var(--hv-body-muted);text-align:center;max-width:none;margin-top:16px;font-size:12.5px}.coi-verticals{grid-template-columns:1fr 1fr;gap:16px;margin-top:24px;display:grid}.coi-vcard{text-align:left;border:1px solid var(--hv-line);border-radius:var(--hv-radius);background:#fff;flex-direction:column;align-items:flex-start;padding:25px;transition:border-color .3s cubic-bezier(.22,1,.36,1),box-shadow .3s cubic-bezier(.22,1,.36,1),transform .3s cubic-bezier(.22,1,.36,1);display:flex}.coi-vcard:hover{border-color:var(--hv-teal);box-shadow:var(--hv-shadow-card);transform:translateY(-2px)}.coi-vcard__icon{background:var(--hv-teal-soft);width:46px;height:46px;color:var(--hv-teal-deep);border-radius:13px;justify-content:center;align-items:center;transition:background .3s cubic-bezier(.22,1,.36,1),color .3s cubic-bezier(.22,1,.36,1),box-shadow .3s cubic-bezier(.22,1,.36,1);display:inline-flex}.coi-vcard:hover .coi-vcard__icon{background:var(--hv-teal);color:#fff;box-shadow:0 0 0 6px rgba(56,178,172,.18),0 0 0 11px rgba(56,178,172,.08)}.coi-vcard__title{font-family:var(--font-heading);color:var(--hv-ink);margin-top:22px;font-size:17px;font-weight:700}.coi-vcard__desc{color:var(--hv-body);max-width:none;margin-top:10px;font-size:13.5px;line-height:1.55}.coi-vcard__arrow{color:var(--hv-teal-deep);align-items:center;gap:6px;margin-top:20px;font-size:13.5px;font-weight:700;display:inline-flex}.coi-vcard:hover .coi-vcard__arrow svg{transform:translate(3px)}.coi-vcard__arrow svg{transition:transform .3s cubic-bezier(.22,1,.36,1)}.coi-vbadge{border-radius:var(--hv-radius-pill);background:var(--hv-teal-soft);color:var(--hv-teal-deep);border:1px solid rgba(75,172,198,.28);align-items:center;gap:10px;margin-bottom:20px;padding:5px 6px 5px 14px;font-size:13px;font-weight:600;display:inline-flex}.coi-vbadge button{border-radius:var(--hv-radius-pill);border:1px solid var(--hv-line);color:var(--hv-ink);background:#fff;align-items:center;gap:5px;padding:4px 12px;font-size:12.5px;font-weight:600;display:inline-flex}.coi-vbadge button:hover{border-color:var(--hv-teal);color:var(--hv-teal-deep)}.coi-q{margin-bottom:32px}.coi-q__head{align-items:center;gap:12px;margin-bottom:16px;display:flex}.coi-q__num{border:1.5px solid var(--hv-line);width:28px;height:28px;font-family:var(--font-heading);color:var(--hv-body-muted);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:12px;font-weight:700;transition:border-color .3s,color .3s;display:inline-flex}.coi-q.is-answered .coi-q__num{border-color:var(--hv-teal);background:var(--hv-teal);color:#fff}.coi-q__prompt{font-family:var(--font-heading);color:var(--hv-ink);font-size:max(1rem,min(1.4vw,1.125rem));font-weight:700;line-height:1.3}.coi-q__opts{flex-wrap:wrap;gap:10px;padding-left:40px;display:flex}.coi-chip{border-radius:var(--hv-radius-pill);border:1px solid var(--hv-line);color:var(--hv-ink);background:#fff;align-items:center;padding:9px 16px;font-size:13.5px;font-weight:500;line-height:1.2;display:inline-flex}.coi-chip:hover{border-color:var(--hv-teal);color:var(--hv-teal-deep)}.coi-chip__tick{width:0;transition:width .2s;display:inline-flex;overflow:hidden}.coi-chip__tick svg{margin-right:6px}.coi-chip.is-selected{background:var(--hv-navy);border-color:var(--hv-navy);color:#fff;font-weight:600}.coi-chip.is-selected:hover{color:#fff;background:#123049}.coi-chip.is-selected .coi-chip__tick{width:21px}.coi-cta{border-radius:var(--hv-radius-pill);background:var(--hv-navy);color:#fff;justify-content:center;align-items:center;gap:8px;width:100%;height:52px;margin-top:24px;padding-left:26px;padding-right:26px;font-size:15px;font-weight:600;transition:background .3s,transform .3s,box-shadow .3s;display:inline-flex}.coi-cta:hover:not(:disabled){box-shadow:var(--hv-shadow-card);background:#123049;transform:translateY(-1px)}.coi-cta:disabled{background:var(--hv-surface);color:var(--hv-body-muted);cursor:not-allowed}.coi-cta svg{transition:transform .3s cubic-bezier(.22,1,.36,1)}.coi-cta:hover:not(:disabled) svg{transform:translate(3px)}.coi-link{width:100%;color:var(--hv-body-muted);background:0 0;justify-content:center;align-items:center;gap:6px;margin-top:14px;padding:8px;font-size:13.5px;font-weight:600;display:inline-flex}.coi-link:hover{color:var(--hv-ink)}.coi-back{border-radius:var(--hv-radius-pill);color:var(--hv-body-muted);background:0 0;align-items:center;gap:6px;margin-bottom:22px;margin-left:-10px;padding:6px 12px 6px 10px;font-size:13.5px;font-weight:600;display:inline-flex}.coi-back:hover{color:var(--hv-ink);background:var(--hv-surface)}.coi-back svg{transition:transform .3s cubic-bezier(.22,1,.36,1)}.coi-back:hover svg{transform:translate(-2px)}.coi-risk{border-radius:var(--hv-radius);border:1px solid;align-items:center;gap:18px;margin-bottom:32px;padding:20px 24px;display:flex}.coi-risk__meter{flex-shrink:0;align-items:flex-end;gap:5px;height:36px;display:flex}.coi-risk__meter span{opacity:.2;background:currentColor;border-radius:3px;width:11px}.coi-risk__meter span:first-child{height:55%}.coi-risk__meter span:nth-child(2){height:78%}.coi-risk__meter span:nth-child(3){height:100%}.coi-risk__label{text-transform:uppercase;letter-spacing:.06em;opacity:.85;font-size:12px;font-weight:700}.coi-risk__level{font-family:var(--font-heading);letter-spacing:-.02em;margin-top:2px;font-size:max(1.25rem,min(2.4vw,1.75rem));font-weight:800;line-height:1.1}.coi-risk--high{background:var(--hv-danger-soft);border-color:var(--hv-danger-line);color:var(--hv-danger)}.coi-risk--high .coi-risk__meter span{opacity:1}.coi-risk--elevated{background:var(--hv-warn-soft);border-color:var(--hv-warn-line);color:var(--hv-warn)}.coi-risk--elevated .coi-risk__meter span:first-child,.coi-risk--elevated .coi-risk__meter span:nth-child(2){opacity:1}.coi-risk--moderate{background:var(--hv-teal-soft);border-color:var(--hv-info-line);color:var(--hv-teal-deep)}.coi-risk--moderate .coi-risk__meter span:first-child{opacity:1}.coi-flags{flex-direction:column;gap:12px;margin-bottom:32px;display:flex}.coi-flag{border:1px solid var(--hv-line);border-radius:var(--hv-radius);background:#fff;border-left-width:3px;grid-template-columns:34px 1fr;gap:4px 14px;padding:18px 20px;transition:box-shadow .3s,border-color .3s;display:grid}.coi-flag:hover{box-shadow:var(--hv-shadow-card)}.coi-flag__icon{border-radius:10px;grid-row:1/span 3;justify-content:center;align-items:center;width:34px;height:34px;display:inline-flex}.coi-flag--critical{border-left-color:var(--hv-danger)}.coi-flag--critical .coi-flag__icon{background:var(--hv-danger-soft);color:var(--hv-danger)}.coi-flag--likely{border-left-color:var(--hv-warn)}.coi-flag--likely .coi-flag__icon{background:var(--hv-warn-soft);color:var(--hv-warn)}.coi-flag--watch{border-left-color:var(--hv-teal)}.coi-flag--watch 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var(--hv-line);padding-top:28px}.coi-report__ctatext{color:var(--hv-body);max-width:none;font-size:max(.9375rem,min(1.2vw,1.0625rem));line-height:1.6}.coi-drop{border-radius:var(--hv-radius);background:var(--hv-bg);border:1.5px dashed rgba(14,27,36,.16);margin-bottom:28px;transition:border-color .3s,background .3s}.coi-drop:hover{border-color:var(--hv-teal);background:var(--hv-teal-soft)}.coi-drop__input{opacity:0;pointer-events:none;width:1px;height:1px;position:absolute}.coi-drop__label{text-align:center;cursor:pointer;flex-direction:column;align-items:center;padding:32px 24px;display:flex}.coi-drop__icon{background:var(--hv-teal-soft);width:46px;height:46px;color:var(--hv-teal-deep);border-radius:13px;justify-content:center;align-items:center;display:inline-flex}.coi-drop:hover 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.2s;display:inline-flex}.coi-files__remove:hover{color:var(--hv-danger);background:var(--hv-danger-soft)}.coi-files__err{margin-top:-14px;margin-bottom:22px}.coi-field{margin-bottom:18px}.coi-field__label{color:var(--hv-ink);margin-bottom:8px;font-size:13.5px;font-weight:600;display:block}.coi-field__label span[aria-hidden]{color:var(--hv-teal-deep)}.coi-field__opt{color:var(--hv-body-muted);font-weight:400}.coi-field__input{border:1px solid var(--hv-line);width:100%;height:50px;color:var(--hv-ink);background:#fff;border-radius:12px;padding-left:16px;padding-right:16px;font-size:15px}.coi-field__input::-ms-input-placeholder{color:var(--hv-body-muted)}.coi-field__input::placeholder{color:var(--hv-body-muted)}.coi-field__input:focus{border-color:var(--hv-teal);box-shadow:0 0 0 3px var(--hv-teal-soft);outline:none}.coi-field__input[aria-invalid=true]{border-color:var(--hv-danger-line)}.coi-field__err{color:var(--hv-danger);align-items:center;gap:6px;max-width:none;margin-top:7px;font-size:13px;display:flex}.coi-field__err svg{flex-shrink:0}.coi-done__check{background:var(--hv-teal-soft);width:62px;height:62px;color:var(--hv-teal-deep);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 22px;display:flex}.coi__panel--done .coi__lede{margin-left:auto;margin-right:auto}.coi-checks-label{letter-spacing:.04em;text-transform:uppercase;color:var(--hv-teal-deep);margin:40px 0 20px;font-size:13px;font-weight:700;display:block}.coi-checks-label:first-of-type{margin-top:0}@media (max-width:860px){.coi-verticals{grid-template-columns:1fr}}@media (max-width:620px){.coi__steps:before{display:none}.coi__step-label{font-size:11.5px}.coi-q__opts{padding-left:0}.coi-flag{grid-template-columns:1fr}.coi-flag__icon{grid-row:auto;margin-bottom:4px}.coi-flag__top{flex-direction:column;align-items:flex-start;gap:8px}}
